PayPal is a very well known online payment and money transaction method used by the general public in most of the countries. However, there are still some countries where you cannot avail its facilities and services. Lack of accessibility to PayPal may make online shopping and money transaction hard for you because most of the online stores do not allow you to checkout with your local bank’s credit/debit card but with PayPal.

Consider yourself living in a country where PayPal isn’t available. What should you do then? Let me tell you that it is not the only one that can facilitate you with the online payments and money transaction and there are some great alternatives as well.

paypal-alternative

So, if you are unable to access PayPal and looking for an alternative to it for any reason, then you should read the given list of PayPal alternatives and look for the one which sounds best to you.

1.    Google Wallet:

google-wallet

One of the most famous PayPal alternatives is Google Wallet. It is also known as digital wallet because it can only be used for purchasing products from online stores. All you have to do is to transfer your money in it through a bank account, credit or debit card which it accepts and uses it for shopping from the online stores which support this service to checkout. A benefit of using it is that it allows you to shop without any charges –unlike PayPal. However, you cannot send or receive money through it.

2.      AlertPay:

alertpay

AlertPay, currently known as Payza, is also considered as a good alternative to the PayPal. It is one of the rare PayPal alternatives that allow you to send or receive payments from more than 140 countries over 20 currencies.

You cannot only send or receive money with it but you can use it for purchasing of goods. You just have to add funds in your Payza account though your bank account or credit/debit card, and use it wherever you want. However, you will have to pay a little amount of fee for sending or receiving money.

3.    Amazon Payments:

amazon-payment

Amazon Payments, also known as WebPay, is also one of the most recognized and reliable PayPal alternatives for online payments. Also, you can send or receive money through it. All you have to do is to setup an account and transfer your money in it from the bank account or credit/debit card which it supports. The one who is receiving money also have the Amazon account. The good thing about it is that you do not have to pay any fee for money transaction.

4.    Dwolla:

dwolla

Another great and compelling alternative to PayPal is Dwolla which is basically designed for money transaction. You can send money through it without any charge. However, the person who is receiving the money has to pay quarter of a dollar i.e. 0.25$ which is quite small amount as compared to the money that PayPal charges.

5.    Skrill:

skrill

Formerly known as MoneyBookers, Skrill is deemed as a good alternate to PayPal. It provides you with the facility of sending and receiving money, worldwide, with a credit or debit card. However, there is a small fee that you will have to pay depending on the country and currency.

You can also use it for online shopping. However, the drawback for shopping through it is that there are very few merchants that allow you to checkout with it. Therefore, it is preferred to use it for money transaction and not for online shopping.